After earning a degree in Marketing and Finance from UC Berkeley, Yan Stavisski started applying for just about any high paying job he could find a candidate for. After submitting more than 100 applications, the young university graduate could not find a job anywhere. Yan has always wanted to become a contractor and decided it was time to take another path.
Yan started his first business right out of college with little to no money. Without any training in Credit, he started his operation called “Travel Hacking”. The concept is to use your credit to accumulate miles and travel around the world with miles and credit card points rather than cash. This process usually requires having a large number of different credit cards. He also began financing his new ventures in e-commerce and real estate on credit. Not knowing the risks associated with using credit, Yan quickly got into debt. He owed over $ 100,000 and ended up paying more interest than he earned. , Yan said. His score fell below 490 and he hit rock bottom. Finding himself in a bad position, Yan knew he had to make a change as quickly as he could.
After months without a response to his applications, Yan finally managed to land a job on the sales team at a tech company. He knew that seizing this opportunity would sharpen his skills as a salesperson and give him more insight into the business world. Within 3 months, Yan became one of the best sales representatives in his company and managed to pay off all his debts. He slowly increased his credit rating and began to learn how to leverage his credit instead of letting it be used. He no longer belonged to anyone and began to pursue new businesses in real estate. These new businesses provided him with enough income to quit his job as a salesperson and become a full-time entrepreneur.
After experiencing success on his own and becoming financially free, Yan decided he was called upon to help others out of the same fate. credit situation he had plunged into. He decided to found his company called King Credit LLC, which was designed to revolutionize the financial education space. And that’s exactly what he has done, helping thousands of students become more financially literate and learn what it means to leverage their credit. Yan used his experiences to start a movement, raising awareness among the younger generations. His goal is to educate as many people as possible in the hope that they don’t fall into the same financial peril as him.
You can find Yan Stavisski on Instagram, here.